Category Archives: Worldliness

Spending and Debt – The Christmas Hangover

Sharing this message originally written by our partnership website, GrowGodsMoney.org.

Christmas is over and many of us are back at work. This is a good time to reflect on how we celebrate Christmas and brace for the credit card bills that are coming our way in January.  A good time to reflect on the last few weeks and look ahead with a plan for next Christmas.

Most people in our culture get drawn into the heavy marketing and traditions of the season which tell us that we should buy many things for everyone we know in order to show them that we love them or even care about them. As a result, they are facing heavy credit card debt from well-intended spending. For those who put it on a credit card and can not pay it off right away they will now also pay high interest until it is paid off, increasing the bill for the season.

It goes well beyond the money alone. Gift exchanging actually becomes a stressful distraction from those attempting to celebrate Christ at Christmas. It can consume even those with the best intent for one whole month out of every year. It centers gift giving and getting as the important part of celebrating instead of Jesus Christ.

While you are experiencing your Christmas financial hangover, please consider a few alternatives or suggestions for next year.

1- Reduce the number of people for whom you buy gifts.

Buying gifts for everyone you know is not necessary. Instead of buying gifts out of obligation for many with whom you are not close, just make a point to be nice to them all year round. Treat them with kindness and sensitivity and they will know you care for them even if you do not give them a gift. If they only like you when they receive a gift, then they are not really your friend anyway. If you are concerned they will buy for you and you will not have something for them, just have a real conversation with them about managing your expenses and budget responsibly and encourage them not to give something to you. If they are not close enough to you to have this conversation, then why are you even exchanging gifts with them? In some cases, it may be very important to someone close to you to exchange gifts… go ahead if you want to.

2- Reduce how much you spend on each person

Contrary to advertising… you do not need to buy a car, a diamond, gold jewelry, expensive electronics, etc. for people just because it is Christmas. If you don’t show them you love them throughout the year, you will not fool them with an expensive gift in December. For those with whom you want to give or exchange presents, you can set a reasonable budget for each person and then stick to it. This helps you set your overall Christmas budget in a predictable instead of impulsive way.

3- Save up your Christmas budget in advance and avoid credit cards you can not pay back before you have to pay interest.

Once you decide who you will get gifts for and how much to spend, you have a good estimate for your budget planning. Now divide by 11 and start saving it each month starting in January and continuing through November. Inevitably you will still have surprise expenses in December from the season’s activities, so you don’t plan on taking money for gifts from that months budget.

4- You can even consider replacing your current gift exchange traditions with a donation to a charity or family in need… someone you can give to in God’s name with no hope of receiving a gift in return. You will spend less money and honor God more.

5- Simply agree not to exchange presents. Enjoy spending time together without the high expense and extra distraction.

If you find yourself condemning me as “Grinch”… I do not mind. You are not alone, but you are in fact also not correct. If Christmas is all about giving and getting gifts as the centerpiece and focus, then it has nothing to do with Jesus Christ and is simply a pagan festival (e.g. Winter Solstice) where people want to get a lot of expensive stuff from each other. I wholeheartedly and enthusiastically reject giving (and receiving) gifts on the basis of obligation.

The alternative is to recognize that gifts are intended not as the focus, but as a means of showing those closest to us that we were thinking of them. That does not require spending lots of money, despite what our culture would have us believe. Besides, you can  give gifts to those you love any time during the year… it does not all have to be at Christmas.

Many tell us that giving gifts is a tradition originated to honor God’s gift to us in the birth of Jesus Christ or because of the acts of the real man who came to be known as Saint Nicholas. Though many give with this in mind, the fact is that this is not the accurate origin of gift exchange. In fact gift giving to children in late December did not start with Christian origins, but rather as part of a pagan celebration of the sun god, Saturnalia, in ancient Rome. It is easy to research for yourself… even in Christian history encyclopedias such as by Zondervan.

Let’s explore the gift giving tradition further and test if it is even consistent with celebrating Jesus’ birth according to the principles of the Biblical record of that glorious event. Does this tradition point to or honor God, or is it just a tradition of men and a potential distraction from God?

Mary and Joseph did not get gifts for one another or even for Jesus and they knew who He was and that He would be born soon. The shepherds came to celebrate and honor God. They did what they were commanded by God to do… which did not involve bringing gifts. The wise men did not even come when Jesus was born… contrary to common tradition.  Scripture tells us they came and found Jesus in a house, not a manger. Herod killed all the male children two years and younger… not a week and younger, or even a few months and younger. It was likely they arrived over a year after Jesus was born. When they did come, they brought gifts to honor God. They did not exchange gifts with each other, nor did they expect to receive gifts in return from Joseph and Mary. I should not fail to mention that God came down as Jesus to die for us and while this is a great gift, He expects no gift from us in return.

So if you really want to focus on giving gifts to honor Christian traditions… give in a way that honors God to those who will not be able to give anything in return and convince others to do the same. You will honor God more, find more joy instead of stress, and spend less.

If suggestions number 4-5 seem overwhelming… start with suggestions number 1-3. The less focus you put on gift exchange, the more focus you will find is available to consider God’s gift to us in the person of Jesus Christ. You will have more time and less stress to enjoy the holidays and hopefully next year you will not have the Christmas hangover in January.

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Have you submitted your life to Jesus Christ? If you die today, do you know for sure that you would be with God in heaven? Learn more about salvation through The Message of the Cross.

Babylon Faces Judgment; We All Do

I have seen speculation about who Babylon is as referred to in Revelation. Some say the Roman Empire, or perhaps that is an early foreshadowing of other powerful sinful nations that will follow. Some speculate the USA. I have not tried to study and determine what nation specifically this represents, but rather you can see that judgment will come to all. All those who stand against YHWH will face judgment. Some will face it during the trials prophesied to take place in Revelation. Some face it one at a time as they die. All face judgment.

Further, though there clearly are nations and people that are over the top wicked like Babylon mentioned here, and they will face more harsh punishment, all are guilty of sin. All need Yeshua as our savior.  Read more at The Message of the Cross – Salvation.

It is also interesting to reflect on the fact that the people of YHWH are told to come out of Babylon so as to avoid participating in her sin and judgment. We are not to remain engaged in a society full of sin and godlessness. This may not always  mean we physically move, as there is godlessness in every nation. However, where we have an option to move away from the worst of it, we should consider that heavily. At least in our patterns of behaviors and social circles we should separate from the sinful, as Yeshua did. His closest circle was of believers. Then he went to the rest to teach and came back to rest among believers.

Revelation 18

Babylon Is Fallen

      1After these things I saw another angel coming down from heaven, having great authority, and the earth was illumined with his glory. 2And he cried out with a mighty voice, saying, “Fallen, fallen is Babylon the great! She has become a dwelling place of demons and a prison of every unclean spirit, and a prison of every unclean and hateful bird. 3“For all the nations have drunk of the wine of the passion of her immorality, and the kings of the earth have committed acts of immorality with her, and the merchants of the earth have become rich by the wealth of her sensuality.”

      4I heard another voice from heaven, saying, “Come out of her, my people, so that you will not participate in her sins and receive of her plagues; 5for her sins have piled up as high as heaven, and God has remembered her iniquities. 6“Pay her back even as she has paid, and give back to her double according to her deeds; in the cup which she has mixed, mix twice as much for her. 7“To the degree that she glorified herself and lived sensuously, to the same degree give her torment and mourning; for she says in her heart, ‘I SIT as A QUEEN AND I AM NOT A WIDOW, and will never see mourning.’ 8“For this reason in one day her plagues will come, pestilence and mourning and famine, and she will be burned up with fire; for the Lord God who judges her is strong.

Lament for Babylon

      9“And the kings of the earth, who committed acts of immorality and lived sensuously with her, will weep and lament over her when they see the smoke of her burning, 10standing at a distance because of the fear of her torment, saying, ‘Woe, woe, the great city, Babylon, the strong city! For in one hour your judgment has come.’

      11“And the merchants of the earth weep and mourn over her, because no one buys their cargoes any more— 12cargoes of gold and silver and precious stones and pearls and fine linen and purple and silk and scarlet, and every kind of citron wood and every article of ivory and every article made from very costly wood and bronze and iron and marble, 13and cinnamon and spice and incense and perfume and frankincense and wine and olive oil and fine flour and wheat and cattle and sheep, and cargoes of horses and chariots and slaves and human lives. 14“The fruit you long for has gone from you, and all things that were luxurious and splendid have passed away from you and men will no longer find them. 15“The merchants of these things, who became rich from her, will stand at a distance because of the fear of her torment, weeping and mourning, 16saying, ‘Woe, woe, the great city, she who was clothed in fine linen and purple and scarlet, and adorned with gold and precious stones and pearls; 17for in one hour such great wealth has been laid waste!’ And every shipmaster and every passenger and sailor, and as many as make their living by the sea, stood at a distance, 18and were crying out as they saw the smoke of her burning, saying, ‘What city is like the great city?’ 19“And they threw dust on their heads and were crying out, weeping and mourning, saying, ‘Woe, woe, the great city, in which all who had ships at sea became rich by her wealth, for in one hour she has been laid waste!’ 20“Rejoice over her, O heaven, and you saints and apostles and prophets, because God has pronounced judgment for you against her.”

      21Then a strong angel took up a stone like a great millstone and threw it into the sea, saying, “So will Babylon, the great city, be thrown down with violence, and will not be found any longer. 22“And the sound of harpists and musicians and flute-players and trumpeters will not be heard in you any longer; and no craftsman of any craft will be found in you any longer; and the sound of a mill will not be heard in you any longer; 23and the light of a lamp will not shine in you any longer; and the voice of the bridegroom and bride will not be heard in you any longer; for your merchants were the great men of the earth, because all the nations were deceived by your sorcery. 24“And in her was found the blood of prophets and of saints and of all who have been slain on the earth.”

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Do you know for sure if you will go to heaven or hell when you die? Are you experiencing in your life the peace and joy of a personal relationship with our Creator and Father? Learn more about salvation through The Message of the Cross.

Beware of Those Who Have Crept In And Defile God’s People

Jude is writing to “those who are the called, beloved in God the Father, kept for Jesus Christ”. He is not writing to unbelievers or those who deny Christ. He is providing a strong warning that the ungodly have crept in among them, unnoticed. These people turn the grace of God into licentiousness. Jude clearly seems to be referring to those who suggest that we should do whatever we want to and trust the grace of God to cover our sins. People like these push us not to follow God’s law, but rather consider it obsolete and unnecessary, or at least large parts of it. They turn grace into an incentive to sin. These people are still very well embedded into the church as we know it today. It will often sound very nice, but it is wrong teaching… such as “God loves you the way you are”, implying He does not expect us or call us to change and turn away from our ways and follow Him. Sometimes, perhaps often, we are doing poorly and we do actually need to change to pursue Him more closely in how we live our lives.

Jude 1:1-16

The Warnings of History to the Ungodly

      1Jude, a bond-servant of Jesus Christ, and brother of James,
To those who are the called, beloved in God the Father, and kept for Jesus Christ: 2May mercy and peace and love be multiplied to you.

      3Beloved, while I was making every effort to write you about our common salvation, I felt the necessity to write to you appealing that you contend earnestly for the faith which was once for all handed down to the saints. 4For certain persons have crept in unnoticed, those who were long beforehand marked out for this condemnation, ungodly persons who turn the grace of our God into licentiousness and deny our only Master and Lord, Jesus Christ.

      5Now I desire to remind you, though you know all things once for all, that the Lord, after saving a people out of the land of Egypt, subsequently destroyed those who did not believe. 6And angels who did not keep their own domain, but abandoned their proper abode, He has kept in eternal bonds under darkness for the judgment of the great day, 7just as Sodom and Gomorrah and the cities around them, since they in the same way as these indulged in gross immorality and went after strange flesh, are exhibited as an example in undergoing the punishment of eternal fire.

      8Yet in the same way these men, also by dreaming, defile the flesh, and reject authority, and revile angelic majesties. 9But Michael the archangel, when he disputed with the devil and argued about the body of Moses, did not dare pronounce against him a railing judgment, but said, “The Lord rebuke you!” 10But these men revile the things which they do not understand; and the things which they know by instinct, like unreasoning animals, by these things they are destroyed. 11Woe to them! For they have gone the way of Cain, and for pay they have rushed headlong into the error of Balaam, and perished in the rebellion of Korah. 12These are the men who are hidden reefs in your love feasts when they feast with you without fear, caring for themselves; clouds without water, carried along by winds; autumn trees without fruit, doubly dead, uprooted; 13wild waves of the sea, casting up their own shame like foam; wandering stars, for whom the black darkness has been reserved forever.

      14It was also about these men that Enoch, in the seventh generation from Adam, prophesied, saying, “Behold, the Lord came with many thousands of His holy ones, 15to execute judgment upon all, and to convict all the ungodly of all their ungodly deeds which they have done in an ungodly way, and of all the harsh things which ungodly sinners have spoken against Him.” 16These are grumblers, finding fault, following after their own lusts; they speak arrogantly, flattering people for the sake of gaining an advantage.

Let us ask YHWH to guide us and give us discernment. Let us seek to dig through the Bible as if looking for buried treasure. Let us test everything against the written word and not just accept what is taught, even from pastors. Many have crept in which are corrupting the true word of YHWH.

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Do you know for sure if you will go to heaven or hell when you die? Are you experiencing in your life the peace and joy of a personal relationship with our Creator and Father? Learn more about salvation through The Message of the Cross.

Be Vigilant To Avoid False Prophets

Make no mistake, there were and clearly still are false prophets. They corrupt the teaching and instruction of YHWH and mix and mingle it with what is unholy. They lead people astray from YHWH’s path, especially those that do not study the Bible to know what it tells us and to test what others say YHWH wants. By definition, a false prophet is representing themselves in some way like they are bringing truth from the LORD. They do not announce that they are teaching things against YHWH. They slowly mislead people, bit by bit, away from the path YHWH has for us.

We must be intentional. We must seek YHWH. Follow the example of Yeshua to be sure. Study and pray and walk out the life according to YHWH’s word, which we have now in the form of Bibles. Do not be idle or lazy or just take the word of men. Test everything, even that which you have been taught by churches and your family against what God’s word actually says. Study it. Pray about it.

Think about it this way. If I love my wife, do I simply listen to what others say about what she values and wants? or do I listen to her words directly? Which is the better source? If someone tells me something which does not sound right, I would test it with her and what she has told me in the past. I would trust her input over that of others if there is a conflict. If I have a point of confusion, I would seek her out to clarify, not the other person. In this way, we should also pursue the LORD.

2 Peter 2

The Rise of False Prophets

      1But false prophets also arose among the people, just as there will also be false teachers among you, who will secretly introduce destructive heresies, even denying the Master who bought them, bringing swift destruction upon themselves. 2Many will follow their sensuality, and because of them the way of the truth will be maligned; 3and in their greed they will exploit you with false words; their judgment from long ago is not idle, and their destruction is not asleep.

      4For if God did not spare angels when they sinned, but cast them into hell and committed them to pits of darkness, reserved for judgment; 5and did not spare the ancient world, but preserved Noah, a preacher of righteousness, with seven others, when He brought a flood upon the world of the ungodly; 6and if He condemned the cities of Sodom and Gomorrah to destruction by reducing them to ashes, having made them an example to those who would live ungodly lives thereafter; 7and if He rescued righteous Lot, oppressed by the sensual conduct of unprincipled men 8(for by what he saw and heard that righteous man, while living among them, felt his righteous soul tormented day after day by their lawless deeds), 9then the Lord knows how to rescue the godly from temptation, and to keep the unrighteous under punishment for the day of judgment, 10and especially those who indulge the flesh in its corrupt desires and despise authority.
Daring, self-willed, they do not tremble when they revile angelic majesties, 11whereas angels who are greater in might and power do not bring a reviling judgment against them before the Lord. 12But these, like unreasoning animals, born as creatures of instinct to be captured and killed, reviling where they have no knowledge, will in the destruction of those creatures also be destroyed, 13suffering wrong as the wages of doing wrong. They count it a pleasure to revel in the daytime. They are stains and blemishes, reveling in their deceptions, as they carouse with you, 14having eyes full of adultery that never cease from sin, enticing unstable souls, having a heart trained in greed, accursed children; 15forsaking the right way, they have gone astray, having followed the way of Balaam, the son of Beor, who loved the wages of unrighteousness; 16but he received a rebuke for his own transgression, for a mute donkey, speaking with a voice of a man, restrained the madness of the prophet.

      17These are springs without water and mists driven by a storm, for whom the black darkness has been reserved. 18For speaking out arrogant words of vanity they entice by fleshly desires, by sensuality, those who barely escape from the ones who live in error, 19promising them freedom while they themselves are slaves of corruption; for by what a man is overcome, by this he is enslaved. 20For if, after they have escaped the defilements of the world by the knowledge of the Lord and Savior Jesus Christ, they are again entangled in them and are overcome, the last state has become worse for them than the first. 21For it would be better for them not to have known the way of righteousness, than having known it, to turn away from the holy commandment handed on to them. 22It has happened to them according to the true proverb, “A DOG RETURNS TO ITS OWN VOMIT,” and, “A sow, after washing, returns to wallowing in the mire.”

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Do you know for sure if you will go to heaven or hell when you die? Are you experiencing in your life the peace and joy of a personal relationship with our Creator and Father? Learn more about salvation through The Message of the Cross.